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- May 4, 2026
- En Blog, Morocco Realestate
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Morocco Housing Support Program 2026: A Real Opportunity to Buy Your First Home?
In January 2024, the Moroccan government changed how it supports the housing market. Instead of mainly helping real estate developers, the state now provides direct financial assistance to citizens buying their first home.
This program has helped thousands of Moroccan families move closer to home ownership despite rising property prices and financing challenges.
After more than two years, the program has shown strong results—but there are still important challenges buyers should understand.
What does the program offer?
Daam Sakane Program provides direct support based on property price:
100,000 MAD support
For homes priced at or below 300,000 MAD.
70,000 MAD support
For homes priced between 300,001 and 700,000 MAD.
This is not a loan and does not need to be repaid. The funds are transferred during the purchase process through the notary.
Who is eligible?
Applicants must:
Be Moroccan residents or members of the Moroccan diaspora
Not own any residential property at the time of application
Not have benefited from previous government housing programs
Property conditions
The property must be:
new
used as a primary residence
sold for the first time
priced below 700,000 MAD including taxes
Important rule after purchase
Buyers must generally keep the property as their main residence for around five years under current program rules.
Selling too early may create legal issues.
How to apply?
Applications are handled digitally through DaamSakane.ma.
Registration
Create your online application
Review
Authorities verify eligibility
Approval
Once approved, buyers can proceed
Notary process
The notary completes the legal transaction
How many beneficiaries?
According to official data shared in 2025 and 2026:
more than 96,000 beneficiaries
more than 200,000 applications submitted
These figures show strong demand for the program.
Main advantages
Direct financial support
Open to Moroccans living abroad
Simpler digital process
Helps middle-class buyers access homeownership
Current challenges
Limited supply
Cities like Casablanca, Marrakech, and Rabat still face limited affordable housing supply.
Rising prices
Some developers increased prices after the program launch.
Bank financing
Many buyers still need mortgage approval.
Tips before applying
Check eligibility first
Compare multiple projects
Work with an experienced notary
Calculate all extra costs
Conclusion
Daam Sakane Program can be a strong opportunity for first-time homebuyers in Morocco.
But buyers should fully understand the rules and total costs before making a decision.
Sources: Ministry of Housing, DaamSakane.ma, Moroccan Parliament, SNRT News, Hespress.
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